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	<title>Kristin Balsley Summit NJ Realtor</title>
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	<description>Your choice for Summit NJ Real Estate</description>
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		<title>Benefits of an ARM</title>
		<link>http://kristinbalsley.com/blog/?p=453</link>
		<comments>http://kristinbalsley.com/blog/?p=453#comments</comments>
		<pubDate>Fri, 03 Sep 2010 05:05:09 +0000</pubDate>
		<dc:creator>jcepvtltd</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
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		<category><![CDATA[Summit NJ Real Estate]]></category>
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		<description><![CDATA[There’s been a lot of talk in the news about adjustable rate mortgages.  Most of it has been bad press.  This type of mortgage has been blamed for the rise in the national rate of foreclosures and for the general downturn in the economy.  So why are some Summit NJ real estate buyers still signing [...]]]></description>
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		<title>Saving Energy</title>
		<link>http://kristinbalsley.com/blog/?p=447</link>
		<comments>http://kristinbalsley.com/blog/?p=447#comments</comments>
		<pubDate>Thu, 26 Aug 2010 05:10:14 +0000</pubDate>
		<dc:creator>jcepvtltd</dc:creator>
				<category><![CDATA[Summit NJ Real Estate]]></category>
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		<description><![CDATA[Some of the biggest costs of home ownership, after the mortgage payment, are the energy bills.  Energy costs are often an unpleasant surprise for first time home owners.  When you purchase a Summit NJ real estate property, be sure you’ve estimated the cost of living there before you make an offer. Your Summit NJ realtor [...]]]></description>
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		<title>Inspection Woes</title>
		<link>http://kristinbalsley.com/blog/?p=444</link>
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		<pubDate>Thu, 19 Aug 2010 05:05:54 +0000</pubDate>
		<dc:creator>jcepvtltd</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
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		<description><![CDATA[When you’re buying Summit NJ real estate, one of the most nerve-wracking events can be receiving the home inspector’s report.  If waiting on the inspection wasn’t bad enough, finding out that there are deficiencies or code violations in your prospective dream home can be truly upsetting.  Keep in mind it is an inspector’s job to [...]]]></description>
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		<title>Acting in Good Faith</title>
		<link>http://kristinbalsley.com/blog/?p=441</link>
		<comments>http://kristinbalsley.com/blog/?p=441#comments</comments>
		<pubDate>Thu, 12 Aug 2010 05:05:39 +0000</pubDate>
		<dc:creator>jcepvtltd</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
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		<description><![CDATA[You can’t always rely on everyone always acting in good faith.  This applies to work, friendship and even buying Summit NJ real estate.  But a Good Faith Estimate (GFE) gives a buyer a lot more security when signing off on a loan. What a GFE is. A GFE is a document that must be given [...]]]></description>
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		<title>Fire Safety for New Homeowners</title>
		<link>http://kristinbalsley.com/blog/?p=439</link>
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		<pubDate>Thu, 05 Aug 2010 06:52:50 +0000</pubDate>
		<dc:creator>jcepvtltd</dc:creator>
				<category><![CDATA[Summit NJ Real Estate]]></category>
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		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=439</guid>
		<description><![CDATA[If you are a brand new Summit NJ real estate owner, there are a lot of new responsibilities on your plate.  You may not have realized how many things would fall into your lap once you left the closing table.  One of you newest responsibilities is fire safety. When you were browsing the Summit NJ [...]]]></description>
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		<title>Home Ownership Costs</title>
		<link>http://kristinbalsley.com/blog/?p=437</link>
		<comments>http://kristinbalsley.com/blog/?p=437#comments</comments>
		<pubDate>Mon, 26 Jul 2010 15:44:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling a Home]]></category>
		<category><![CDATA[Summit NJ Real Estate]]></category>
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		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=437</guid>
		<description><![CDATA[Home ownership is touted as the American Dream for good reason. Owning your own home gives you tax breaks, the freedom to make changes and the chance to build equity in your home. However, the cost of a home doesn’t end with the monthly mortgage payment. There are other monthly costs that you should be [...]]]></description>
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		<title>Multiple Offers</title>
		<link>http://kristinbalsley.com/blog/?p=435</link>
		<comments>http://kristinbalsley.com/blog/?p=435#comments</comments>
		<pubDate>Mon, 19 Jul 2010 15:43:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling a Home]]></category>
		<category><![CDATA[Summit NJ Real Estate]]></category>
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		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=435</guid>
		<description><![CDATA[Not long ago, the Summit NJ real estate market witnessed many bidding wars on properties. Gleeful sellers would get multiple offers, each topping the last. Tenacious buyers would keep upping their offers to beat out the competition. While we don’t see that so much these days, we are still seeing multiple offer situations. The more [...]]]></description>
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		<title>Marketing a Pool</title>
		<link>http://kristinbalsley.com/blog/?p=433</link>
		<comments>http://kristinbalsley.com/blog/?p=433#comments</comments>
		<pubDate>Mon, 12 Jul 2010 15:43:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling a Home]]></category>
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		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=433</guid>
		<description><![CDATA[Building a pool on your Summit NJ real estate property may be a dream for you and your family. The temptation to invest in a backyard oasis is particularly tempting during the hot summer months. The thought of enjoying cool waters and splashing fun right at home can seem like a dream – at first. [...]]]></description>
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		<title>Avoiding Foreclosure</title>
		<link>http://kristinbalsley.com/blog/?p=431</link>
		<comments>http://kristinbalsley.com/blog/?p=431#comments</comments>
		<pubDate>Mon, 05 Jul 2010 15:40:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling a Home]]></category>
		<category><![CDATA[Summit NJ Real Estate]]></category>
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		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=431</guid>
		<description><![CDATA[Foreclosures are a sad fact of the current economic climate. Some homeowners are, for whatever reasons, not able to keep up with the mortgage payments on their Summit NJ real estate properties and their lenders have to take the homes back. This situation is hardly ideal for either party. Losing a home to foreclosure not [...]]]></description>
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		<title>Staying Too Long at the Dance</title>
		<link>http://kristinbalsley.com/blog/?p=410</link>
		<comments>http://kristinbalsley.com/blog/?p=410#comments</comments>
		<pubDate>Mon, 28 Jun 2010 06:41:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Summit NJ Real Estate]]></category>
		<category><![CDATA[summit nj listings]]></category>
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		<category><![CDATA[summit nj realtor]]></category>

		<guid isPermaLink="false">http://kristinbalsley.com/blog/?p=410</guid>
		<description><![CDATA[Staying Too Long at the Dance Spring is in full bloom and prom season is rolling around again.  Remember how all the really cool kids left the dance just a little early?  It was as if they had something better to do and they were just dropping in on their way.  No one wanted to [...]]]></description>
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